Sharing Our Passion for SERVICE, SOLUTIONS and EDUCATION to Benefit Your Family and Ours
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PERSONAL LINES
DEPARTMENT
Our Personal Lines team is excited to offer multiple options for online rating and issuance, bringing ease-of-use and instant quotes right to your desk
Our knowledgeable staff is also well versed in handling your harder to place risks. Give us a call or email us today and let us help you find coverage!
Why Chris-Leef?
Homeowner
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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HO-3, HO-4, HO-6, HO-8, and HO-10
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High Valued Homes
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Seasonal Occupancy
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In-Home Business, including Day Care
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Water Backup
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Service Line Coverage
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Earthquake
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Personal Property Replacement Cost
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Inland Marine, including Mono-Line Inland Marine
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Many exclusions available for those hard to place risks
Dwelling Fire
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Basic, Broad, and Special forms
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Owner, Tenant, Seasonal, and Vacant
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Renovations acceptable
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Short Term and Vacation Rentals
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Stand-Alone Other Structures, including Boat Docks
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Multi-Location Schedules available
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No age limit with acceptable updates
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Earthquake
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Property Manager Liability
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Many exclusions available for those hard to place risks
Vacant
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Dwellings, Manufactured Homes, Residential Condos
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Renovations, including Structural Renovations
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Ground up Course of Construction
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Replacement Cost available for qualifying risks
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Vacant Land
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Liability Limits up to $1 Million
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3, 6, 9, and 12 Month Options
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Many exclusions available for those hard to place risks
Manufactured Homes
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Owner, Tenant, Seasonal, and Vacant
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No age limit with acceptable updates
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ACV, Replacement Cost, and Stated Value available
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Earthquake
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Hobby Farming
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Scheduled Personal Property
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Trip Collision
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Water Backup
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Many exclusions available for those hard to place risks
Recreational
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Admitted
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Direct Bill
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Motorcycle and ATV
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Most bike types, plus off-road ATV, Scooter, Golf Cart, GEM Cars
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Replacement Cost Optional for Bikes 2 years and newer
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Boats and Personal Watercraft
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Up to 64 feet in length (125 feet for Houseboats)
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Up to $1 million in value
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Mid and High-Performance Deep Hulls up to 120 MPH
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Full Coverage or Liability Only
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Trailer and Boat Lift Coverage
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Water Sport Liability
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Elite Auto
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Personal Use Collector Vehicles: Antique, Classic, Muscle Car, Custom, Hot Rod, Exotic, Motorcycle, Tractor, Fire Engine, Military Equipment
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Hard to Place: Late Model Collectible, Kit or Replica Cars, Pro-Street and Race (On Track Excluded)
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Highly Modified
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Under Restoration acceptable
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Mileage Plans available
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Personal Umbrella
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Primary and Excess Personal Umbrella
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Youthful Drivers
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MVR Activity
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Underlying Auto Limits as low as $250,000/$500,000/$100,000
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Secondary Residence and Rental Units with Underlying Liability Limits as low as $300,000
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Vacant Land with Underlying Liability Limits as low as $300,000
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Watercraft with Underlying Liability Limits as low as $300,000
Additional Products Including, but not limited to:
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Excess Rental Liability
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In-Home Business – Including Day Care, Beauty Salon, and many more
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Tiny Homes
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Farm & Ranch
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Mono-Line Animal Liability, Including vicious Dog Breeds
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Mono-Line Inland Marine
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Mono-Line Personal and Premises Liability
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Mono-Line Flood
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And Many More!!
Learn more about our featured products!